DEPOSIT PRODUCTS

Maximum Checking

  • Interest bearing account with variable rate
  • No monthly maintenance fee
  • No minimum balance to earn interest
  • Automatic nationwide ATM refunds*
  • Unlimited check writing
  • $100 opening minimum deposit
  • No charge for online banking, 24hr telephone banking

Qualifying transaction must post and clear the Maximum Checking account during the statement cycle.

  • Make 12 Mastercard debit purchases
  • Direct Deposit or ACH Debit
  • Receive E-Statements

Qualifying transactions must post and clear the Maximum Checking account during the statement cycle.
*ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of the branches.

Personal Checking

  • $5.00 monthly maintenance fee if balance falls below $250.00
  • Unlimited Check Writing
  • $100 opening minimum balance
  • No charge for online banking, 24-hr telephone banking

Now Checking

  • Unlimited Check Writing
  • $7.00 monthly maintenance fee if balance falls below $1,000
  • Transaction fee of $.28 for each check paid if balance falls below $1,000
  • Interest Bearing account with variable rate
  • $1,000 opening minimum deposit
  • No charge for online banking, 24-hr telephone banking

Your Choice Money Market Account

  • $2,000 minimum opening deposit
  • Interest Bearing account with variable rate
  • Limited Transactions
  • $12.00 Monthly Maintenance Fee if balance falls below $2,000

Passbook Savings

  • $50 minimum opening deposit
  • Variable Interest Rate
  • Limited Automated and third party transfers
  • Check paid fee of $1.50 charged per withdrawal in excess of two (2) withdrawals per quarter
  • $4.50 quarterly maintenance fee if the daily balance falls below $300.

First Time Savings

  • 18 Years and Under
  • $5.00 minimum opening deposit
  • Variable Interest Rate
  • Unlimited Deposits
  • No quarterly maintenance fee
  • Limited automated and third party transfers
  • Check paid fee of $1.50 accessed per transaction in excess of two (2) withdrawals per quarter

Christmas Club Savings

  • $5.00 minimum Opening Deposit
  • Variable Interest Rate
  • Unlimited Deposits
  • No quarterly maintenance fee

You are not permitted to make any withdrawals from this account prior to November 1st. If we consent to a withdrawal from this account prior to November 1, a $25 early withdrawal fee will apply.

Health Savings

A Health Savings Account (HSA) in conjunction with a High Deductible Health Plan (HDHP) is a new way to lower your health care costs.  It's a tax advantage account that can be used to pay for the day-to-day eligible medical expenses.  Your HSA is also an excellent way to save for retirement as the money in your account continues to grow tax free, year after year.

  • $100 minimum opening deposit
  • Tiered variable interest rate
  • No monthly maintenance fee

Certificates of Deposit/ IRA's

  • Minimum initial deposit varies from $500 - $1000
  • Variety of terms and variable interest earned on fixed market rate.
  • Interest paid monthly, quarterly, semi-annually, annually.
  • Penalty for early withdrawal.

Consumer Debit Card

Carry your entire checking balance wherever you go without having to stuff your pockets full of cash. With a debit card in your wallet, you can access your account anytime.

Make purchases in stores or online or get cash from any ATM—funds are deducted automatically so you don't have monthly payments or finance charges to worry about.

  • 24-hour access to your checking balance
  • Accepted everywhere Mastercard is
  • Get cash from any ATM
  • Funds deducted automatically
  • More convenient than writing a check
  • No monthly bills or finance charges
  • Accepted worldwide

 

OVERDRAFT PRIVILEGE

 What is Overdraft Privilege?

Checking account mistakes happen, we're all human.  To help protect our customer's from Merchant fees
and the embarrassment of having a check returned or a debit card purchase overdraw your account, we offer the additional benefit of Overdraft Privilege. 

Click Here to learn more, or Here to find more of what you need to know..



 

 

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